Comments on: Driving licenses http://www.gavinsblog.com/2007/10/26/driving-licenses/ Estd. in Ireland, July 2002 Tue, 17 Jan 2012 17:42:59 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Irish taxi driver http://www.gavinsblog.com/2007/10/26/driving-licenses/comment-page-1/#comment-313086 Irish taxi driver Fri, 02 Nov 2007 02:32:39 +0000 http://www.gavinsblog.com/2007/10/26/driving-licenses/#comment-313086 we'll take you to work .......no bother we’ll take you to work …….no bother

]]> By: Gavin Sheridan http://www.gavinsblog.com/2007/10/26/driving-licenses/comment-page-1/#comment-309481 Gavin Sheridan Sat, 27 Oct 2007 15:43:29 +0000 http://www.gavinsblog.com/2007/10/26/driving-licenses/#comment-309481 Have insurance companies not had a policy of insuring first/second/third provisional drivers for years? Anecdotally at least I know of instances where firms paid out regardless of persons driving unaccompanied as first provisional licence holders. My question is whether this 'arrangement' has changed. Have insurance companies not had a policy of insuring first/second/third provisional drivers for years? Anecdotally at least I know of instances where firms paid out regardless of persons driving unaccompanied as first provisional licence holders. My question is whether this ‘arrangement’ has changed.

]]> By: Gamma Goblin http://www.gavinsblog.com/2007/10/26/driving-licenses/comment-page-1/#comment-309415 Gamma Goblin Sat, 27 Oct 2007 13:02:57 +0000 http://www.gavinsblog.com/2007/10/26/driving-licenses/#comment-309415 "Nope, Gamma Goblin is talking crap".... Yes I do that from time to time, unfortunately for you this isn't one of those times. "Although perhaps Gamma Goblin knows of some magical insurance company that pays out every claim made without quibbling?" What I said is that if you damage someone elses car whilst driving illegally, the third party portion of youur insurance policy (the manditory part) will not be invalidated. Obviously theres going to conflict between insurance companies over any accident, but if/when youre found to be in the wrong, your insurance company pays the bill and not you. “Nope, Gamma Goblin is talking crap”….

Yes I do that from time to time, unfortunately for you this isn’t one of those times.

“Although perhaps Gamma Goblin knows of some magical insurance company that pays out every claim made without quibbling?”

What I said is that if you damage someone elses car whilst driving illegally, the third party portion of youur insurance policy (the manditory part) will not be invalidated. Obviously theres going to conflict between insurance companies over any accident, but if/when youre found to be in the wrong, your insurance company pays the bill and not you.

]]> By: elly parker http://www.gavinsblog.com/2007/10/26/driving-licenses/comment-page-1/#comment-309386 elly parker Sat, 27 Oct 2007 11:32:18 +0000 http://www.gavinsblog.com/2007/10/26/driving-licenses/#comment-309386 Nope, Gamma Goblin is talking crap. I went to Quinn Direct's website and look at their normal car policy document (they are my insurance company). In great big bold type it states: "We will not provide cover for loss of or damage to the vehicle whilst the driver is under the influence of drink or drugs." You are also not covered by insurance policies if you tax has expired, for example, or if the vehicle can be deemed unroadworthy for any reason. Quinn also states: We will not cover the driver unless they: a) hold a licence to drive the vehicle If your licence specifies that you must be accompanied and you weren't, then that's an illegal use of your licence and I'll guarantee they will try to get out of paying your claim. Although perhaps Gamma Goblin knows of some magical insurance company that pays out every claim made without quibbling? I'd sure like to know who they are, having had to wait months on two occasions to get the money to repair my husband's car after he was rear-ended by insured drivers who took complete blame for the accidents... Nope, Gamma Goblin is talking crap. I went to Quinn Direct’s website and look at their normal car policy document (they are my insurance company). In great big bold type it states:
“We will not provide cover for loss of or damage to the vehicle whilst the driver is under the influence of drink or drugs.”

You are also not covered by insurance policies if you tax has expired, for example, or if the vehicle can be deemed unroadworthy for any reason.

Quinn also states:
We will not cover the driver unless they:
a) hold a licence to drive the vehicle

If your licence specifies that you must be accompanied and you weren’t, then that’s an illegal use of your licence and I’ll guarantee they will try to get out of paying your claim. Although perhaps Gamma Goblin knows of some magical insurance company that pays out every claim made without quibbling? I’d sure like to know who they are, having had to wait months on two occasions to get the money to repair my husband’s car after he was rear-ended by insured drivers who took complete blame for the accidents…

]]> By: It’s all about the L drivers at Holy Shmoly! http://www.gavinsblog.com/2007/10/26/driving-licenses/comment-page-1/#comment-309379 It’s all about the L drivers at Holy Shmoly! Sat, 27 Oct 2007 11:11:51 +0000 http://www.gavinsblog.com/2007/10/26/driving-licenses/#comment-309379 [...] in a bind. He’s on his second provisional license. You’re going to be cycling to work methinks. [...] [...] in a bind. He’s on his second provisional license. You’re going to be cycling to work methinks. [...]

]]> By: Carrigaline http://www.gavinsblog.com/2007/10/26/driving-licenses/comment-page-1/#comment-309300 Carrigaline Sat, 27 Oct 2007 08:15:33 +0000 http://www.gavinsblog.com/2007/10/26/driving-licenses/#comment-309300 GG is on the money as usual. A few worried chaps in work who are currently on provisionals rang their insurance companies and have been reassured. GG is on the money as usual. A few worried chaps in work who are currently on provisionals rang their insurance companies and have been reassured.

]]> By: Gamma Goblin http://www.gavinsblog.com/2007/10/26/driving-licenses/comment-page-1/#comment-308938 Gamma Goblin Fri, 26 Oct 2007 23:52:09 +0000 http://www.gavinsblog.com/2007/10/26/driving-licenses/#comment-308938 Well thats what you get for reading rag newspapers. You are insured, and will be for the remainder of your current years policy. Even if you don't hold any kind of licence but manage (somehow) to hold an insurance certificate you are covered in the event of an accident. You could be racing down Patrick street at warp 9, both nostrils full of coke, screaming abuse at the Guards before crashing into a school bus... you are still covered. You'll just end up in jail for a long time, thats all. So lets say youre on your forth provo licence, driving along the road on your own, and crash into a granny in a micra. Your insurance company will pay up (no quibble third party) but youll end up getting prosicuted seperately for driving without a fully qualified driver afterward. Think about it logically. Suppose you crash into someone and you are exceeding the speed limit, or over the legal blood/alcohol limit (ie breaking some rule of the road) does that mean your insurance is automatically invalidated? Nope! Well thats what you get for reading rag newspapers. You are insured, and will be for the remainder of your current years policy. Even if you don’t hold any kind of licence but manage (somehow) to hold an insurance certificate you are covered in the event of an accident. You could be racing down Patrick street at warp 9, both nostrils full of coke, screaming abuse at the Guards before crashing into a school bus… you are still covered. You’ll just end up in jail for a long time, thats all.

So lets say youre on your forth provo licence, driving along the road on your own, and crash into a granny in a micra. Your insurance company will pay up (no quibble third party) but youll end up getting prosicuted seperately for driving without a fully qualified driver afterward. Think about it logically. Suppose you crash into someone and you are exceeding the speed limit, or over the legal blood/alcohol limit (ie breaking some rule of the road) does that mean your insurance is automatically invalidated? Nope!

]]> By: Gavin Sheridan http://www.gavinsblog.com/2007/10/26/driving-licenses/comment-page-1/#comment-308692 Gavin Sheridan Fri, 26 Oct 2007 17:23:53 +0000 http://www.gavinsblog.com/2007/10/26/driving-licenses/#comment-308692 Gamma: http://www.independent.ie/national-news/drivealone-ban-to-hit-420000-learners-1203955.html Keith: Still no way! Mark: Looks like the Government are truly incompetent, again. Gamma: http://www.independent.ie/national-news/drivealone-ban-to-hit-420000-learners-1203955.html

Keith: Still no way!

Mark: Looks like the Government are truly incompetent, again.

]]> By: Keith Gaughan http://www.gavinsblog.com/2007/10/26/driving-licenses/comment-page-1/#comment-308672 Keith Gaughan Fri, 26 Oct 2007 16:24:02 +0000 http://www.gavinsblog.com/2007/10/26/driving-licenses/#comment-308672 Though, admittedly, I only ever had to cycle across the city from Douglas to Bishopstown, which is only around a 1/3 the distance. Cycling through the Wilton roundabout every morning was fun... Though, admittedly, I only ever had to cycle across the city from Douglas to Bishopstown, which is only around a 1/3 the distance. Cycling through the Wilton roundabout every morning was fun…

]]> By: Keith Gaughan http://www.gavinsblog.com/2007/10/26/driving-licenses/comment-page-1/#comment-308670 Keith Gaughan Fri, 26 Oct 2007 16:17:57 +0000 http://www.gavinsblog.com/2007/10/26/driving-licenses/#comment-308670 Hey, it's doable! :-) Hey, it’s doable! :-)

]]> By: Mark Waters http://www.gavinsblog.com/2007/10/26/driving-licenses/comment-page-1/#comment-308651 Mark Waters Fri, 26 Oct 2007 15:01:17 +0000 http://www.gavinsblog.com/2007/10/26/driving-licenses/#comment-308651 From the link above (whch they updated since I posted, it originally said that the new measures would be deferred): "the garda authorities will take a 'common sense' approach for 'two or three months'" What can we expect in the twilight zone of the third month? Will it be pot luck whether you get 'common sense' or law enforcement? At least we know for certain that after three months any notion of common sense will be absolutely and categorically thrown out the window. They're not making it up as they go along. Honestly. From the link above (whch they updated since I posted, it originally said that the new measures would be deferred):

“the garda authorities will take a ‘common sense’ approach for ‘two or three months’”

What can we expect in the twilight zone of the third month? Will it be pot luck whether you get ‘common sense’ or law enforcement? At least we know for certain that after three months any notion of common sense will be absolutely and categorically thrown out the window.

They’re not making it up as they go along. Honestly.

]]> By: Gamma Goblin http://www.gavinsblog.com/2007/10/26/driving-licenses/comment-page-1/#comment-308643 Gamma Goblin Fri, 26 Oct 2007 14:25:03 +0000 http://www.gavinsblog.com/2007/10/26/driving-licenses/#comment-308643 "455,000 people will be driving without insurance" What makes you think you wont be insured? “455,000 people will be driving without insurance”

What makes you think you wont be insured?

]]> By: Mark Waters http://www.gavinsblog.com/2007/10/26/driving-licenses/comment-page-1/#comment-308618 Mark Waters Fri, 26 Oct 2007 13:05:14 +0000 http://www.gavinsblog.com/2007/10/26/driving-licenses/#comment-308618 Don't worry, <a href="http://www.rte.ie/news/2007/1026/roadsafety.html?rss" rel="nofollow">it'll never happen</a>. Every now and then the government has to check in to the reality hotel. Only problem is they rarely make a reservation. The RSA strategy looks to be a bit of a farce. It's fuzzy on key figures but it does claim it will save 400 lives. I want the names and addresses of the 400. Otherwise I won't take the claim seriously. Don’t worry, it’ll never happen. Every now and then the government has to check in to the reality hotel. Only problem is they rarely make a reservation.

The RSA strategy looks to be a bit of a farce. It’s fuzzy on key figures but it does claim it will save 400 lives. I want the names and addresses of the 400. Otherwise I won’t take the claim seriously.

]]> By: Gavin Sheridan http://www.gavinsblog.com/2007/10/26/driving-licenses/comment-page-1/#comment-308578 Gavin Sheridan Fri, 26 Oct 2007 11:01:16 +0000 http://www.gavinsblog.com/2007/10/26/driving-licenses/#comment-308578 From Midleton to Cork? Argh, I would die of a heart attack before I left Midleton. I think I'd rather live! From Midleton to Cork? Argh, I would die of a heart attack before I left Midleton. I think I’d rather live!

]]> By: Keith Gaughan http://www.gavinsblog.com/2007/10/26/driving-licenses/comment-page-1/#comment-308576 Keith Gaughan Fri, 26 Oct 2007 10:59:38 +0000 http://www.gavinsblog.com/2007/10/26/driving-licenses/#comment-308576 Cycle? Frankly, I can't think of anything else. :-/ Cycle?

Frankly, I can’t think of anything else. :-/

]]>